For business clients
Financial advice for businesses in Braunschweig and online.
Fee-based financial advice for businesses. I’ll free up time for you and your staff, streamline processes and take the pressure off you.
For business clients
Fee-based financial advice for businesses. I’ll free up time for you and your staff, streamline processes and take the pressure off you.
The problem
The HR team is fighting a tangle of insurance policies and occupational pensions. Employee records are out of date, registrations and deregistrations are handled late or not at all and end in laborious reversals. At the same time there is a different contact for every insurance topic, so responsibilities are unclear and processes get needlessly complicated. And nobody has an overview of whether the existing cover still fits the company, or where it is too much or too little.
Overall, staff lose a great deal of time due to inefficient processes, whilst fundamental problems remain unresolved.
If no one sees the bigger picture,
gaps arise that nobody notices.
The solution
I am Alexander Weißbrich. As an insurance broker for business clients, I keep an eye on all the relevant areas. I work on a fee basis. That means I am not paid for selling, but for my time, my expertise and the tangible value I create in your company.
What I offer
Analysis, service and sales, cleanly separated. I don’t look after a company without knowing its situation, which is why the analysis always comes first.
Analysis
Your company’s situation
Want to know where your business stands? I analyse existing contracts, highlight what’s missing, what’s unnecessary and where money is being wasted. By the end, it’s crystal clear what needs to be done.
Service
Long-term support
Monthly update meeting with the HR department (30 minutes). Who’s new? Who’s on parental leave? Who’s left the company? I check the occupational pension statements. And if business circumstances change (new machinery, expanded vehicle fleet), we can react immediately.
Sales
Part of the package, not the focus
Sometimes your business needs to adjust its cover, or a new employee needs access to occupational pension solutions. Then you get a clear recommendation from me and implementation with no hidden costs, in occupational pensions also on a fee basis.
The services
Modern, flexible contracts without initial commissions. The set-up fee? A welcome gift to new employees, or offset against the employer contribution. You decide whether employees are proactively offered my private client service. The result: staff retention through genuine appreciation.
With the bKV, you’re investing in your employees’ health whilst also gaining a strong tool for staff retention and a way to stand out in the competition for skilled workers.
Public liability, property insurance, vehicle fleet: I check regularly whether the cover still fits the business circumstances. Has something changed? Together with my network of specialists, we make sure your company is covered without gaps.
What happens if the owner is suddenly out of action? We plan for the emergency and work with specialist service providers on legally valid powers of attorney and instructions. So that the business can keep operating.
Strategic wealth building for the company, without commission and with a clear focus on the goals.
The roadmap
Good advice needs structure, time and trust. That is why working with me follows clear steps. This way, you always know where we stand, what comes next and what you can rely on.
We’ll talk about where your business stands, what you need and whether we’re a good fit.
We determine your company’s needs, analyse your existing contracts and systems, point out pitfalls and give specific recommendations.
We implement what makes sense. Transparent, on a fee basis where possible, and with no hidden costs.
If we work together long term, I stay on it: with the monthly update meeting, checked occupational pension statements and a fixed point of contact for all your company’s financial matters.
Who’s behind it
After 15 years and having supported over 1,000 clients, I know that the best advice isn’t always the one that results in a client taking out lots of new policies. That’s why I’ve left the commission-based business behind. Today, I work on a fee basis as an insurance broker and point of contact for a comprehensive financial system tailored to each of my clients’ individual needs. I do this together with a team of specialist partners.
Since 2018 I have worked entirely digitally, at the moment from the USA.
Find out more about meFrequently asked questions
We sort that out in the introductory call, depending on the size of the company and the scope. You know beforehand what your company can expect. In any case there are no hidden costs. And the time saved in HR usually pays off with the first messy reversal you avoid.
The monthly update meeting lasts 30 minutes. I take care of the rest. That takes the pressure off the HR department instead of adding to it. No endless meetings, no constant queries. Just a short, structured update once a month.
I’ll have a look at them. If they’re good, they’ll stay. If not, I’ll say so. And if possible, I’ll add them to my portfolio. Then you’ll have just one point of contact for everything. Importantly, working together is also possible without taking out new contracts with me.
Straight answer: there are some products on the market that are not available commission-free. This is often the case in property insurance in particular. In occupational pensions there is always a fee-based offer. Wherever possible, I waive commissions as an insurance broker. In any case, it is clear in advance which costs arise, and when.
Fee-based financial advice pays off for smaller companies in particular. The moment an HR team starts juggling occupational pensions and health cover, the familiar problems appear: missed registrations, reversals, no overview. That is exactly where I come in, whether the company has 10 employees or 100.
Then it isn’t. After the introductory call, you decide whether to continue. And later on too: no lock-in contracts, no dependence. Financial advice for businesses only works if there is trust. And that cannot be forced.
Yes. Because before anything is changed, cancelled or newly taken out, we look at what you’ve got. Which policies are in place, which make sense and which don’t. And where there might be gaps that you haven’t even realised are there. My job isn’t to sell you new products. My job is to give you clarity about what you have and what you really need. The two are (unfortunately) not always the same.