Price list As of Q3 2026

What it costs.

Analysis, brokerage and service each have their own price with me, and you know it in advance.

Hourly fee

For everything that comes up on demand outside analysis, brokerage and the Service Concept and is not covered by a broker’s general duties, my hourly fee applies, billed in quarter-hour units.

Hourly fee€238
per quarter hour or part thereof€59.50

Analysis

Base price plus the areas you choose, individually or all together. The analysis page explains what the analysis is.

ComponentIndividualFamily
Base price, once per analysis€476€476
What’s included

An intake meeting on request, the income and expenditure statement, the balance sheet, the ranking of all 42 financial topics of the standard and the handover appointment with the document.

+ Income and health€238€357
What’s included

What happens if you are ill for a long time, can no longer work in your occupation or die? I analyse whether your income and your family are protected in these cases, what your health insurance covers and what is left if you need long-term care.

  • Health insurance
  • Supplementary health cover
  • Long-term care
  • Occupational and general disability
  • Incapacity for work
  • Death
  • Invalidity of children
  • Travel health cover
  • Follow-up costs after an accident
+ Retirement€357€536
What’s included

Will the money be enough when you stop working? I analyse your pension gap based on your pension statement, existing contracts and inflation, first for basic needs, then for your standard of living.

  • Retirement provision, basic level
  • Retirement provision in full
+ Assets€238€238
What’s included

How much of a reserve do you need, which debts are weighing on you, and are you saving enough for your goals? I analyse income, expenditure, assets and liabilities and translate your goals into amounts and dates.

  • Liquidity reserve
  • Solvency
  • Consumer debt
  • Interest rate risk
  • Property maintenance
  • Education fund for children
  • Replacement purchases
  • Equity for home ownership
  • Personal goals
+ Home and possessions€119€119
What’s included

Are your house, home contents, car and liability insured well enough that a loss does not throw you off course? I analyse each contract to see whether it is in place and whether the sum insured is enough.

  • Personal liability
  • Motor liability and comprehensive cover
  • Pet owner liability
  • Property owner liability
  • Construction project liability
  • Water pollution liability
  • Photovoltaics
  • Hunting
  • Drones and aircraft
  • Boats
  • Voluntary work
  • Buildings
  • Home contents
  • Legal expenses
The full picture, all areas€1,428€1,726

Worked examples for individuals

Retirement analysis

Base price €476

+ Retirement €357

= Total fee €833

The full picture

Base price

+ four areas

= Total fee €1,428

Family: children included.

Service Concept

Three tiers, billed monthly. What each tier includes is on the Service Concept page.

TierIndividualFamilySet-up fee
Basic€0€0none
Comfort€49 per month€79 per month€99 one-off
Premium€79 per month€109 per month€99 one-off

Minimum term 24 months, after that cancellable monthly with three months’ notice. The family rate includes your partner and children up to the age of 23.

Brokerage for a fee

Where there are products without initial commission, above all in retirement provision and investments, I arrange them for a fixed fee. Where there is no suitable product, the insurer’s initial commission stays in place. We clarify the approach transparently at the outset.

BrokerageFee
Retirement provision, contract without initial commission€357
Occupational disability, contract without initial commission, including preliminary risk enquiry€952
Setting up an investment account and implementing the investment€952

Investment account service

For the ongoing service on your investment account I charge a service fee based on the investment value.

Service fee, portfolio service, based on the investment value1.19% per year

Good to know

An analysis with me is valid for three years. Within the Service Concept it never expires, because we update it at every contact. In 2026, no VAT is shown in accordance with Section 19 of the German VAT Act (UStG).